in·sur·ance /ɪnˈʃʊərəns $ -ˈʃʊr-/ ●●● S2 W2 noun 1 [uncountableU]BFI an arrangement with a company in which you pay them money, especially regularly, and they pay the costs if something bad happens, for example if you become ill or your car is damaged 保险 → assurance, third party insurance Your father took out insurance to cover the mortgage. 你父亲购买了抵押借款保险。
health/car/travel etc insurance 健康/汽车/旅游等保险
insurance against insurance against loss of income due to unemployment 失业造成的收入损失保险
insurance on/for Do you have insurance on your house and its contents? 你买住房和家庭财产险了吗?
claim (for) something on your insurance (=get an insurance company to pay for something) 向保险公司索赔某物 We can probably claim the damage on our insurance. 我们也许可以向保险公司索赔损失。
→ life insurance 2 [uncountableU]BFI the business of providing insurance 保险业 My brother works in insurance. 我的兄弟从事保险业。
insurance company/group etc the insurance industry 保险业
3 [uncountableU]BFI British EnglishBrE the money that you pay regularly to an insurance company 保险费 SYN insurance premiuminsurance on How much is the insurance on your car? 你车子的保险费是多少?
4 [singular, uncountableU]PROTECT protection against something bad happening 保障;预防措施insurance against An extra lock on the door is an added insurance against burglars. 门上再加一把锁是额外的防盗保障。
→ National Insurancen COLLOCATIONSADJECTIVES/NOUN + insurancehealth/medical insuranceNone of her family have private health insurance.
travel insuranceMost banks are also able to arrange travel insurance.
car/motor insuranceHe was fined for driving without motor insurance.
house/home insuranceThe damage may be covered by your house insurance.
life insuranceSurprisingly few families have adequate life insurance.
accident insuranceYou also get free travel accident insurance if you pay for your tickets with a credit card.
comprehensive insurance (=car insurance that pays for damage whether it is caused by you or by someone else)The cost of comprehensive insurance is likely to drop.
third-party insurance (=insurance that pays money to someone who is hurt or whose property is damaged by something you have done)You are legally obliged to take out third-party insurance.
insurance + NOUNan insurance policy (=an insurance agreement)This insurance policy represents excellent value for money.
an insurance claimShe filed an insurance claim for the missing jewellery.
an insurance companyRachel works for an insurance company.
an insurance broker (=a company or person that arranges and sells insurance to people)Bellingham practised as an insurance broker.
an insurance schemeThe costs involved in private medical insurance schemes have risen steeply.
an insurance premium (=money that you pay regularly to an insurance company)Your insurance premium is payable when you make your holiday booking.
an insurance paymentHe'd fallen behind with his insurance payments.
an insurance certificate/a certificate of insuranceThe courts recognize the insurance certificate as evidence of being insured.
insurance coverThe scheme provides full insurance cover for pre-existing medical conditions.
insurance fraudInsurance fraud costs the industry millions of pounds each year.
an insurance salesmanHe offered me a post as a life insurance salesman.
the insurance industryThe insurance industry is very competitive.
verbshave insurance (=have an insurance policy)Do you have insurance on your yacht?
be covered by insurance (=be included in an insurance policy)Flood damage isn't covered by the insurance.
take out insurance (=buy an insurance policy)We decided to take out insurance on the house and its contents.
get insurance informal:I'm thinking of getting house insurance.
buy insuranceYou can buy insurance against risks of all kinds.
claim something on your insurance (=get an insurance company to pay for something)He claimed the money back on his travel insurance.
arrange insuranceA finance company will be able to arrange insurance for you.
sell insuranceThe company sells insurance alongside its electrical products.
insurance covers somethingThe insurance covered the cost of rebuilding the house after the fire.
insurance pays for somethingHis insurance paid for the damage to the car.