in·sur·ance /ɪnˈʃʊərəns $ -ˈʃʊr-/ ●●● S2 W2 noun1 [uncountableU]BFI an arrangement with a company in which you pay them money, especially regularly, and they pay the costs if something bad happens, for example if you become ill or your car is damaged 保險 → assurance, third party insuranceYour father took out insurance to cover the mortgage. 你父親購買了抵押借款保險。
health/car/travel etc insurance 健康/汽車/旅遊等保險
insurance againstinsurance against loss of income due to unemployment 失業造成的收入損失保險
insurance on/forDo you have insurance on your house and its contents? 你買住房和家庭財産險了嗎?
claim (for) something on your insurance (=get an insurance company to pay for something) 向保險公司索賠某物We can probably claim the damage on our insurance. 我們也許可以向保險公司索賠損失。
→ life insurance 2 [uncountableU]BFI the business of providing insurance 保險業My brother works in insurance. 我的兄弟從事保險業。
insurance company/group etcthe insurance industry 保險業
3 [uncountableU]BFI British EnglishBrE the money that you pay regularly to an insurance company 保險費 SYN insurance premiuminsurance onHow much is the insurance on your car? 你車子的保險費是多少?
4 [singular, uncountableU]PROTECT protection against something bad happening 保障;預防措施insurance againstAn extra lock on the door is an added insurance against burglars. 門上再加一把鎖是額外的防盜保障。
→ National Insurancen COLLOCATIONSADJECTIVES/NOUN + insurancehealth/medical insuranceNone of her family have private health insurance.
travel insuranceMost banks are also able to arrange travel insurance.
car/motor insuranceHe was fined for driving without motor insurance.
house/home insuranceThe damage may be covered by your house insurance.
life insuranceSurprisingly few families have adequate life insurance.
accident insuranceYou also get free travel accident insurance if you pay for your tickets with a credit card.
comprehensive insurance (=car insurance that pays for damage whether it is caused by you or by someone else)The cost of comprehensive insurance is likely to drop.
third-party insurance (=insurance that pays money to someone who is hurt or whose property is damaged by something you have done)You are legally obliged to take out third-party insurance.
insurance + NOUNan insurance policy (=an insurance agreement)This insurance policy represents excellent value for money.
an insurance claimShe filed an insurance claim for the missing jewellery.
an insurance companyRachel works for an insurance company.
an insurance broker (=a company or person that arranges and sells insurance to people)Bellingham practised as an insurance broker.
an insurance schemeThe costs involved in private medical insurance schemes have risen steeply.
an insurance premium (=money that you pay regularly to an insurance company)Your insurance premium is payable when you make your holiday booking.
an insurance paymentHe'd fallen behind with his insurance payments.
an insurance certificate/a certificate of insuranceThe courts recognize the insurance certificate as evidence of being insured.
insurance coverThe scheme provides full insurance cover for pre-existing medical conditions.
insurance fraudInsurance fraud costs the industry millions of pounds each year.
an insurance salesmanHe offered me a post as a life insurance salesman.
the insurance industryThe insurance industry is very competitive.
verbshave insurance (=have an insurance policy)Do you have insurance on your yacht?
be covered by insurance (=be included in an insurance policy)Flood damage isn't covered by the insurance.
take out insurance (=buy an insurance policy)We decided to take out insurance on the house and its contents.
get insurance informal:I'm thinking of getting house insurance.
buy insuranceYou can buy insurance against risks of all kinds.
claim something on your insurance (=get an insurance company to pay for something)He claimed the money back on his travel insurance.
arrange insuranceA finance company will be able to arrange insurance for you.
sell insuranceThe company sells insurance alongside its electrical products.
insurance covers somethingThe insurance covered the cost of rebuilding the house after the fire.
insurance pays for somethingHis insurance paid for the damage to the car.