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overdrawn

o·ver·drawn /ˌəʊvəˈdrɔːn $ ˌoʊvərˈdrɒːn/ adjectiveadj [not before noun]  
DCCif you are overdrawn or if your bank account is overdrawn, you have spent more than you had in your account and so you owe the bank money 透支的
 I try not to go overdrawn if possible.
我尽可能不透支。
overdrawn by
 My account is overdrawn by £300.
我的账户透支了300英镑。
Examples from the Corpus
From Longman Business Dictionary
overdrawno·ver·drawn /ˌəʊvəˈdrɔːn◂ˌoʊvərˈdrɒːn◂/ adjectiveadj
be/go overdrawnBANKING to be in or to get into a situation where you owe the bank money on an overdraft
You are entitled to free banking, even when your account is overdrawn.
overdraw verb [intransitiveI, transitiveT]
There’s a monthly usage fee of £6 if you overdraw by more than £50.
o·ver·drawn adjectiveadj
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