if a country, business, or individual is creditworthy, they are in a good position financially and have a good record of paying back loans on time, so institutions can lend money to them with confidence that the money will be paid back
Banks are reluctant to lend except to the most creditworthy borrowers.
—creditworthiness noun [uncountableU]
There were doubts about the airline’s creditworthiness following reports that it was having difficulty repaying some of its loans.