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subprime

sub·prime /sʌbˈpraɪm/ adjectiveadj [only before noun]  
a subprime loan is an amount of money that is lent to someone who may not be able to pay it back, usually at a higher than normal rate of interest 〔贷款〕次级的
 Subprime mortgages (=loans to buy a home) are granted to individuals who would not qualify for a conventional mortgage.
次级贷款贷给不符合常规贷款条件的个人。
sub·prime adjectiveadj
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