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TOEFL IELTS BNC: 1262 COCA: 1125

credit

Word family 
Related topics: Trade, College, Finance, Education
cred·it1 /ˈkredɪt/ ●●● S2 W2 AWL noun
1  DELAYED PAYMENTdelayed payment 推遲付款 [uncountableU]BBTPAY FOR an arrangement with a shop, bank etc that allows you to buy something and pay for it later 賒購；信貸
on credit
Most new cars are bought on credit.
大多數新汽車都是貸款購買的。
The store agreed to let him have credit.
商店同意他賒購。
What’s the credit limit on your Visa card?
你的維薩卡信用額度是多少？
2  praise 贊揚 [uncountableU]PRAISE approval or praise that you give to someone for something they have done 贊揚；贊許
credit for
Credit for this win goes to everybody in the team.
這次勝利是隊裏每個人的功勞。
They never give Gene any credit for all the extra work he does.
吉恩做了那麽多分外的事，可他們對此從來沒有一句稱贊。
take/claim/deserve etc (the) credit
She deserves credit for trying her best.
她盡了最大的努力，應該得到表揚。
to somebody’s credit (=used to say that someone has done something good) 某人值得贊揚[欽佩]
To Jamie’s credit, he remained calm.
值得表揚的是，傑米始終保持冷靜。
Credit must go to Fiona for making sure everything ran smoothly.
應該感激菲奧娜使一切得以順利進行。
3  be a credit to somebody/something  (also do somebody/something credit)BEHAVE to behave so well or be so successful that your family, team etc are proud of you 爲某人/某事物增光
She’s a credit to her profession.
她爲自己的行業赢得了榮譽。
Your children really do you credit.
你的孩子們確實值得你驕傲。
Examples from the Corpus
be a credit to somebody/something• Jo's a credit to her profession.• Is their country going to be a credit to them?• The crowd were a credit to the game of golf.• His garden was a credit to him, too, and he grew flowers and potatoes.• I was a credit to the family and I was a disgrace to it.• Any excess over cost of replacement is credited to capital reserve or a specific asset replacement account.• Mr. Macfie also gave £400, the annual interest to be credited to the Sustentation Fund of the congregation.• To be a credit to the family was the justification for birth.• Equivalent sums would be credited to the enterprises' bank accounts, subject to verification that the money had been earned legally.
4  have something to your credit DOto have achieved something 完成某事
She already has two successful novels to her credit.
她已經寫了兩部很成功的小說。
5  in credit BFBif you are in credit, there is money in your bank account 〔銀行賬戶中〕有存款
There are no bank charges if you stay in credit.
只要你賬戶裏有錢，銀行就不收費。
6. the credits [plural]AMFAMT a list of all the people involved in making a film or television programme, which is shown at the beginning or end of it 〔電影或電視節目片頭或片尾的〕全體演職員名單
Examples from the Corpus
the credits• All 48 colour plates in this book were by Fred Mitchell, but the artist was barely mentioned in the credits.• Trading in the credits is expected to start in 1994.• In the credits, this was a nice comic moment, underpinning a scene of domestic bliss.• Using the double-entry accounting system, the sum of the debits must always equal the sum of the credits.• I looked for the name of yoof goddess Janet Street-Porter on the credits.• Fifty-six of the schools responding to the survey said they are likely to redeem the credits.
7  on the credit side GOOD POINT OR CHARACTERISTICused to talk about the good things about someone or something 從優點來講
On the credit side, the book is extremely well researched.
從優點來講，這本書經過了非常透徹的研究。
Examples from the Corpus
on the credit side• The telltale entry was the lone item on the credit side: £2,000, from deposit account.
8. (give) credit where credit is due used to say that someone deserves to be praised for the good things they have done 該表揚的就表揚
9  university 大學UNIVERSITY [countableC]SEC a successfully completed part of a course at a university or college 學分
I don’t have enough credits to graduate.
我學分不夠，還不能畢業。
10  amount of money 一筆錢 [countableC] an amount of money that is put into someone’s bank account or added to another amount 存入金額 OPP debit
The company promised to provide credits to customers who had been charged too much.
公司答應把多收的錢存進顧客賬戶。
11  true/correct 真的/正確的TRUE/CORRECT [uncountableU]TRUE the belief that something is true or correct 信任
The witness’s story gained credit with the jury.
證人的陳述被陪審團采信了。
 COLLOCATIONS
verbs
buy/get something on credit 賒購某物
They bought all their furniture on credit.
他們所有家具都是賒賬購買的。
use credit 使用信貸
The survey showed only 15% of people had never used credit.
調查顯示，只有15﹪的人從未使用過信貸。
get/obtain credit (=be allowed to buy something on credit) 取得信貸
The economic situation is making it more difficult for people to get credit.
經濟形勢使得人們越來越難以取得信貸。
give/offer credit (=allow customers to buy things on credit) 允許賒購
A business may lose customers if it does not give credit.
企業若不允許賒購可能會失去客源。
refuse somebody credit 拒絕某人賒購
You may be refused credit if you have a bad financial record.
如果你有不良財務記錄，可能會被拒絕賒購。
credit + NOUN
a credit card (=a plastic card that you use to buy things and pay for them later) 信用卡
Can I pay by credit card?
我可以用信用卡支付嗎？
credit facilities (=the opportunity to buy something on credit) 信用透支
Credit facilities are available if you are over 18.
如果你年滿18歲就可以享受信用透支。
a credit agreement (=an arrangement to allow or receive credit) 信貸協議
nPeople sometimes sign credit agreements and then realize they can’t afford the payments.
credit terms (=how much you must pay back and when) 信用條款
nThe credit terms were a deposit of £1,000 and two later instalments of £900.
somebody’s credit rating (=how likely a bank etc thinks someone is to pay their debts) 某人的信用等級
nIf you have a poor credit rating, you will have a hard time getting a mortgage.
a credit risk (=a risk that a bank etc may not get back the money it lends) 信貸風險
nBanks first have to assess whether a borrower is a credit risk.
a credit limit (=the most someone can spend using credit) 信用額度
nI have a Visa card with a £1,000 credit limit.
a credit crunch/squeeze (=a situation in which people are not allowed as much credit as before) 信貸緊縮，收緊信貸
nDue to a credit squeeze, interest rates rose.
ADJECTIVES/NOUN + credit
consumer credit (=the amount of credit used by consumers) 消費信貸
Consumer credit has risen substantially during this period.
這段時期，消費信貸大幅上升。
interest-free credit (=with no interest added to it) 無息貸款
We offer interest-free credit for up to 50 weeks.
我們提供長達50周的無息貸款。
Examples from the Corpus
credit• One of the biggest obstacles, the respondents noted, is securing the capital and credit needed to open and expand.• The big bookies' credit office phone lines were red hot.• Figures from consumer credit group, Infolink, confirmed government findings.• So far building society inroads into consumer credit have been small.• You collect interest of 1.13% a month when you're in credit.• The tax credit will be $ 6,000 for adoptions involving children with special needs.• Shop on the Sabbath-but remember thy credit limit, and keep it holy. 14.
on credit• We bought a new stove on credit.
credit for• The credit for the team's winning season goes to the coach.
Related topics: Banking, Finance
credit2 ●○○ AWL verb [transitiveT]
1  BFBto add money to a bank account 把錢存入〔賬戶〕 OPP debit
credit to
The cheque has been credited to your account.
支票已存入你的賬戶。
credit with
For some reason my account’s been credited with an extra $76.
不知什麽原因，我的賬戶多出了76美元。
2  credit somebody with (doing) something GOOD POINT OR CHARACTERISTICto believe or admit that someone has a quality, or has done something good 相信某人有某優點[做了某件好事]
Do credit me with a little intelligence!
你要相信我還是有點智商的！
Evans is credited with inventing the system.
據信是埃文斯發明這個系統的。
Examples from the Corpus
credit somebody with (doing) something• But borrowers may be more attracted to egg's offer of free credit.• The ultimate in objectivity is credit scoring.• I just received my new in-store credit card with a charge of $ 24 for fraud insurance on the card.• Revolving Credit: a credit facility with a pre-determined limit.• Inherent musical sense Several recent studies have credited infants with an inherent musical sense, without measuring related brain development.• Leiser credits Franz Liszt with bringing him to San Diego.• She credited Mosby with spearheading the suit by convincing the other women to join.• Such corporations also tend to maintain credit lines with their banks sufficient to repay all their outstanding commercial paper.
3  be credited to somebody/something DOif something is credited to someone or something, they have achieved it or are the reason for it 歸功於某人/某事；某人/某事是…發生的原因
Much of Manchester United’s success can be credited to their manager.
曼聯隊的勝利大半應該歸功於他們的主教練。
Examples from the Corpus
be credited to somebody/something• The revolutionary new drug is widely credited to Arthur Kessler.• Any excess over cost of replacement is credited to capital reserve or a specific asset replacement account.• Capital receipts would normally be credited to reserves and recorded in the balance sheet.• If the bowler throws outside the trebles ring, that score is credited to the batting side as wides.• Equivalent sums would be credited to the enterprises' bank accounts, subject to verification that the money had been earned legally.• But in one year, a capital receipt was credited to the profit and loss account and included in turnover.• In another year, a capital receipt was credited to the profit and loss account but shown as an extraordinary item.• Mr. Macfie also gave £400, the annual interest to be credited to the Sustentation Fund of the congregation.• A part of this can be credited to the team's frugality.
4  BELIEVE formal to believe that something is true 信任；相信
difficult/hard/impossible etc to credit
We found his statement hard to credit.
我們覺得他的說法令人難以信服。
Examples from the Corpus
credit• His statements are hard to credit.• Soon the Towel was credited for everything.• Leiser credits Franz Liszt with bringing him to San Diego.• Today I credit one of them, at least, with keeping her alive through hard times.• He was credited with a safety and also a 60-yard fumble return for a touchdown...• No more than five candidates could be credited with more than 41,667 votes each.
credit to• The check has been credited to your account.
difficult/hard/impossible etc to credit• During the course of the next few months I uncovered a tale of wickedness and depravity hard to credit.• Official figures are hard to credit as families fail to claim benefit.• At first, I found it hard to credit such an error to my father.• At the end of that time the conscientious manager may well find it difficult to credit the evidence.• In fact, however, it is astonishingly hard to credit them with much work that deserves to be called mathematical.• If he had any lingering memories, which was almost impossible to credit, they would not match what he now encountered.
From Longman Business Dictionary
creditcred·it1 /ˈkredɪt/ noun
1[uncountableU]COMMERCE an arrangement with a shop, supplier etc to buy something now and pay for it later
They are saving for new furniture - instead of buying on credit.
Sales were helped by the introduction of interest-free credit.
→ trade credit
2[countableC, uncountableU] an amount by which a payment is reduced, relating for example to goods you have returned
You can return the product within 30 days and get full credit toward the purchase of another.
→ see also letter of credit
3the credit side [uncountableU]ACCOUNTING the right-hand side of each account in DOUBLE-ENTRY BOOKKEEPING, the side used for increases in LIABILITIES (=the amount of debt that must be paid) or REVENUEs
Every time an entry is made on the debit side, another entry of equal value must be made on the credit side somewhere in the books.
4in credit British EnglishBrEBANKING if you are in credit, you have money in your bank account; be in the black
There are no bank charges if you stay in credit.
5[uncountableU]BANKING another name for CREDIT HISTORY
If your credit is good and you drive less than 15,000 miles a year, you should consider leasing your car rather than buying one.
6 (also bank credit) [countableC, uncountableU]BANKING an arrangement with a bank for a loan, or bank lending in general
The company is to get an additional $225 million in credit with no strings attached.
In the economic recovery, bank credit is absolutely critical, particularly for small businesses.
The bank said it would continue to extend credit (=make loans available) to the publishing group to keep it in business.
→ bank giro credit → confirmed irrevocable credit → consumer credit → documentary credit → export credit → extended credit → long-term credit → medium-term credit → personal credit → revolving credit → secured credit → short-term credit → unsecured credit
7[countableC, uncountableU]TAX an amount of money given to you by the authorities, or an amount that you do not have to pay, which normally you would have to pay
The couple may claim a credit of $800 for child care against their tax bill.
→ emission credit → investment tax credit → pollution credit → tax credit → see also carbon credit
creditcredit2 verb [transitiveT]
1BANKINGto add money to a bank account
credit to
The interest credited to the income account will be taxable.
→ opposite debit1
2ACCOUNTING to make an entry on the credit side of an account in DOUBLE-ENTRY BOOKKEEPING
On selling an asset, any profit is credited to capital reserve or a specific asset replacement account.
→ opposite debit1
Origin credit1
(1500-1600) French crédit, from Italian, from Latin creditum “something given to someone to keep safe, loan”, from credere; → CREDENCE

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