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TOEFL BNC: 15524 COCA: 10379

collateral

Word family 
Related topics: Loans
col·lat·e·ral1 /kəˈlætərəl/ noun [uncountableU]
BFLproperty or other goods that you promise to give someone if you cannot pay back the money they lend you 擔保品，抵押品 SYN security
We put up our home as collateral in order to raise the money to invest in the scheme.
我們把房子抵押出去，籌款投資這個方案。
—collateralize American EnglishAmE verb [transitiveT]
Examples from the Corpus
collateral• The government could then instruct all banks not to push companies into default and not to dispose of any collateral.• They have also found it hard to use their buildings as collateral for loans.• The firm pledges its inventory as collateral for a short-term loan, but the lender has no physical control over the inventory.• If unsecured, no specific assets are pledged as collateral for the loan.• There were 150 tonnes in Western banks as loan collateral.• The seven companies expect to lose nearly half the money they lent after selling collateral held on the nonperforming debt.
put up ... as collateral• Small businesses are risky because the property they can put up as collateral generally devalue quickly.
collateral2 adjectiveadj [only before noun]
1  collateral damage 
a) when non-military people are hurt or killed, or non-military property is damaged, as a result of actions in a war – used especially by the army, navy etc 附帶性的破壞〔尤爲軍隊等所用〕，波及無辜
Hitting any non-military targets would risk ‘collateral damage’.
攻擊任何非軍事目標都有可能殃及無辜。
n b) unintended harm that happens to people as a result of something that is done
Examples from the Corpus
collateral damage• Our helplessness, outrage and fear were not collateral damage.• It could also be that collateral damage from a program crash has changed the setting.• This collateral damage to otherwise healthy bits of tooth may in the end have to be dealt with itself.
2  CONNECTED WITHrelating to something or happening as a result of it, but not as important 附屬的，附帶的，伴随的
There may be collateral benefits to the scheme.
這項計劃可能有附帶的益處。
3. SSFcollateral relatives are members of your family who are not closely related to you 〔親戚〕旁系的，非直系的
Examples from the Corpus
collateral• There may also be collateral benefits.• Our helplessness, outrage and fear were not collateral damage.• This may relate to collateral development and/or remodelling of the lesion during the period following thrombolysis.• The ban on increased imports has the collateral effect of forcing up prices.• He also purported to apply the conventional collateral fact doctrine but reached a different conclusion from that of his brethren.• Thus far, Gould has provided a restatement of the collateral or preliminary fact doctrine.• Provided that the court felt that the issue was collateral, then intervention was justified.
From Longman Business Dictionary
collateralcol·lat·e·ral /kəˈlætərəl/ noun [uncountableU]
FINANCE assets promised by a borrower to a lender if the borrower cannot repay a loanSYN SECURITY
The firm went bankrupt, and because he had used his two homes as collateral when he borrowed money for the company, he lost almost everything he owned.
Origin collateral2
(1300-1400) Medieval Latin collateralis, from Latin com- ( → COM-) + lateralis ( → LATERAL)

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