originatoro·rig·i·nat·or /əˈrɪdʒəneɪtə-ər/ noun [countableC]1someone who has an original idea, starts an activity etcXerox was the originator of many innovations.
2FINANCE a financial institution that makes a loan, rather than one that buys the loan, collects interest payments on it etcMany banks have been large originators of business loans, but resell the loans to other lenders.