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BNC: 9950 COCA: 25476

overdraft

Related topics: Banking
o·ver·draft /ˈəʊvədrɑːft $ ˈoʊvərdræft/ noun [countableC] British EnglishBrE  
BFBthe amount of money you owe to a bank when you have spent more money than you had in your account 透支额
 a £250 overdraft
250英镑的透支额
 Many students have a free overdraft facility (=agreement with their bank to have an overdraft up to a particular limit).
许多学生都能享受免费透支服务。
Examples from the Corpus
overdraft• When he left college, he had a $3000 overdraft.• Imagine now that a customer of an individual bank applies successfully for an overdraft.• As one example, the bank would begin charging interest the day a kibbutz incurred an overdraft.• An overdraft offered more flexibility but higher cost.• They had been given borrowing and overdraft facilities.• I've already got an enormous overdraft.• As a result, the groundwater overdraft, instead of being alleviated, has gotten worse.• I want to go on farming, but I will have to see if my overdraft can take it.• Answer guide: The cash is needed in the business, see overdraft situation, it will need to be left in.• Keep within the limit and you will not pay the penalties that come with unauthorised overdrafts.
overdraft facility• The company had agreed an overdraft facility with the bank that by December 1986 had been raised to £40,000.• Mr. Tucker agreed to allow an overdraft facility of £60,000 for one month.• This has implications for free banking and overdraft facilities.• They had been given borrowing and overdraft facilities.• We also provide interest free overdraft facilities in the first year of study.• You may want a permanent overdraft facility.• As the overdraft facility is used, however, two things begin to happen simultaneously.• When the overdraft facility is fully used, the composition of assets will have changed.
From Longman Business Dictionary
overdrafto·ver·draft /ˈəʊvədrɑːftˈoʊvərdræft/ noun [countableC] especially British EnglishBrE
BANKING an arrangement between a bank and a customer, allowing them to take out more money from their CURRENT ACCOUNT than they had in it, or the amount involved
We can offer current accounts with overdraft facilities.
The authorised overdraft (=one that the bank agreed to give) interest rate is normally cheaper than bank personal loan rates.
You will find that you will be charged more for an unauthorised overdraft.
We often reached our overdraft limit because of cashflow problems.
→ bank overdraft
o·ver·draft noun
Chinese
Syllable
Corpus
BNC: 9950 COCA: 25476
overdraft

noun

 (especially BrE) ADJECTIVE | VERB + OVERDRAFT | OVERDRAFT + NOUN ADJECTIVE➤enormous, huge, large巨額透支；大量透支➤agreed, authorized認可的／批准的透支30/AmE 0:pooler-->➤unauthorized未經批准的透支➤free (BrE) 免費透支◇We offer a free £400 overdraft.我們提供 400 英鎊的免費透支。➤bank (BrE) 銀行透支VERB + OVERDRAFT➤have有透支➤get, take out獲得透支；取透支額➤run up積欠透支◇He ran up a huge overdraft during his year in office.他在任期間積欠了大筆透支。➤arrange安排透支➤extend, give sb, offer (sb)提供透支（給某人）➤pay off付清透支➤increase增加透支額➤reduce降低透支額➤exceed超出透支限額◇They exceeded their overdraft by £200 000.他們透支超額 20 萬英鎊。OVERDRAFT + NOUN➤facility透支服務➤limit透支限額
BNC: 9950 COCA: 25476
overdraft noun
⇨ loan
BNC: 9950 COCA: 25476

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