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loan
Word family
loan1 /ləʊn $ loʊn/ ●●● S2 W2 noun → lone
3 on loan (from somebody/something) BORROWif something or someone is on loan, they have been borrowed （从某人处/某处）借出（的）
Examples from the Corpus
on loan (from somebody/something)• The charge on loans to brokers on stock exchange collateral.• The charge on loans to depository institutions by the Federal Reserve Banks.• Daren Rowbotham has joined on loan from Birmingham and leads the attack.• We have a lovely 14.3 Connemara cross thoroughbred mare on loan.• Services include making sure payments are collected and insurance and taxes are paid on loans that are packaged and resold to investors.• Ward has been searching for a winger for some time and last night he was hopeful of clinching a signing on loan.• The Chelsea goalkeeper has found a new lease of life at Grimsby since joining them on loan.
COLLOCATIONS
verbs
take out a loan (=borrow money) 借款，贷款
Most home buyers take out a loan.
购房者大多贷款。
repay/pay off/pay back a loan (=give back the money you borrowed, usually over a period of time) 偿还贷款
You can repay the loan early without a penalty.
提前还贷不会被处罚金。
give somebody a loan 给某人放贷
I hoped to persuade my bank manager to give us a loan.
我希望能说服银行经理给我们放贷。
make a loan (=give someone a loan) 放贷
Banks are cautious about making new loans.
银行对发放新贷很谨慎。
ask for/apply for a loan 申请贷款
nHe asked his father for a loan.
get a loan 获得贷款
nShe got a loan from the bank.
secure a loan (on something) (=agree to give the lender something if you do not pay back the loan on time) （以某物作担保）获得贷款
ADJECTIVES/NOUN + loannThe loan was secured on his home.
a £20,000/$5,000 etc loan 英镑/5,000美元等贷款
The company asked for a £100,000 loan.
公司申请了10万英镑贷款。
a bank loan (=money lent by a bank) 银行贷款
What is the interest you will pay on a bank loan?
你的银行贷款要付多少利息？
a home/car loan (=a loan to buy a home or a car) 住房/汽车贷款
nThey took out a thirty-year home loan.
a personal loan (=money lent to a person, rather than a company) 个人贷款
nIf you want money for a specific purchase, you can get a personal loan.
a business loan (=money lent to a business) 企业贷款
nThe bank offers a range of business loans to meet the needs of small businesses.
a student loan (=money lent to a student to pay for university) 学生贷款
nMany college graduates are paying off huge student loans.
a long-term/short-term loan (=to be paid back after a long/short time) 长期/短期贷款
nI intended the money as a short-term loan.
an interest-free loan (=on which you pay no interest) 免息贷款
nThey offer an interest-free loan for two years.
a low-interest loan 低息贷款
loan + NOUNna low-interest loan to the country from the International Development Association
a loan repayment 贷款偿还
nyour monthly loan repayments
a loan agreement (=that says how much the loan will be, how much you will pay back each month etc) 贷款协议
nRead the terms of your loan agreement carefully.
n THESAURUS
loan noun [countableC] an amount of money that is borrowed, especially from a bank or company, which you agree to pay back by the end of a period of time
We took out a loan to buy a new car.
He is paying back a $50,000 loan.
mortgage noun [countableC] a large amount of money that someone borrows from a bank or company to buy a house
Nick told me the mortgage on his apartment is worth about $90,000.
Anyone taking out a mortgage should be aware that interest rates can go up at any time.
It took my parents nearly thirty years to pay off their mortgage.
interest noun [uncountableU] money that you pay for borrowing money, especially that you pay every year or every month at a fixed rate
Credit companies charge huge amounts of interest.
What’s the interest on the loan?
overdraft noun [countableC] British EnglishBrE the amount of money that you owe to bank when you have spent more money than you had in your account
I left university with no job and a big overdraft.
20% of the bank’s customers regularly use their overdraft facility.
You have to pay a fee for unauthorized overdrafts.
debt noun [countableC, uncountableU] an amount of money that a person or organization owes
The company now has debts of almost £2 million.
A lot of the money went towards paying his debts.
The family were $100,000 in debt (=they owed $100,000).
credit noun [uncountableU] an arrangement with a shop or bank that allows you to buy something and pay for it later
We bought the furniture on credit.
He had a credit limit of £7,000.
Examples from the Corpus
loan• If you need more money, we can arrange a loan.• The funds could be provided by you as a shareholder either as a loan or as further share capital.• The bank offered him a loan of £15,000 to set up a business.• We took out a loan to buy a new car.• She survived by taking out a bank loan and working extra hours.• Men tend to use bank credit cards, bank loans or overdrafts more than women do.• Cox specialized in assisting borrowers who didn't qualify for bank loans.• a long-term bank loan• We have a full range of business loans to suit your needs.• Last month Ivory Coast for the first time missed several key payments on foreign loans.• He received hundreds of dollars in loans from the financial institutions.• The organization asked for a $2 million loan to plant new trees in the rainforest.• attempts to increase the safety of loans to foreign countries• The charge on loans to depository institutions by the Federal Reserve Banks.• Take out a Midland personal loan now and pay the money back in easy stages.• The same loan from First Active Financial would have set you back £4,088.92.• Failure to repay a student loan can ruin that person's credit rating.• I can't afford to buy a new sofa until I pay off this loan.• He says he actually was referring to loans that surpass the equity of the homes, not home-equity loans in general.• Mexico repaid its US loans through a successful program of economic reform.
loan2 ●●○ verb [transitiveT]
1 American EnglishAmELEND to lend someone something, especially money 借给〔尤指钱〕
Examples from the Corpus
loan• Payments received in excess of the amount loaned are the property of the borrower.• About one hundred sculptures and constructions, the majority loaned by the Fundacio Joan Miró and shown with related drawings and sketches.• And how generous was the young count, to loan his auto to Papa for our family needs.• The family loaned their collection of paintings for the exhibition.• City cops looked the other way, and the Cal State Angels loaned us hardware.
loan somebody something• Can you loan me $5?• Jeff loaned us his car for the weekend.
From Longman Business Dictionary
loanloan1 /ləʊnloʊn/ noun [countableC]FINANCE
1money borrowed from a bank, financial institution, person etc on which interest is usually paid to the lender until the loan is repaid
The couple took out and repaid several loans (=obtained them and paid them back) to build up their business.
The bank recently made a loan to the company for a new warehouse.
Citibank will provide loans of $50,000 to $250,000 to small contractors.
More than 40 financial institutions have extended loans (=given loans) to the real estate firm.
A loan is a form of debt. A borrower receives money from a lender which they pay back in instalments British EnglishBrE /installments American EnglishAmE (=a series of regular payments that are made until all of the loan has been paid back). Loans are provided by financial institutions, such as banks, who charge interest. The interest rate (=percentage rate used for calculating interest over a particular period of time, usually one year) usually depends on the type of loan. You usually pay a lower rate of interest on a secured loan than on an unsecured loan. An example of a secured loan is a mortgage (=a loan to buy a property). If you do not make your regular payments on a mortgage, the lender normally has the right to take the property and sell it in order to get back their money. Examples of an unsecured loan include an overdraft British EnglishBrE (=an arrangement between a bank and a customer allowing them to take out more money from their current account than they have in it), a personal loan, and money owed on a credit card.
2service a loan
b)to collect repayments on a loan for another organization
Many lenders continue to service loans they have sold into the secondary market.
3refinance a loan to replace an old loan with a new one
→ amortizing loan → back-to-back loan → bad loan → balloon loan → bank loan → bridge loan → bullet loan → call loan → commercial loan → consumer loan → corporate loan → credit-card loan → debt consolidation loan → delinquent loan → discount loan → foreign loan → home equity loan → home loan → interest-free loan → irrecoverable loan → long-term loan → medium-term loan → non-performing loan → nonrecourse loan → overnight loan → parallel loan → performing loan → personal loan → property loan → rollover loan → secured loan → short-term loan → soft loan → syndicated loan → term loan → underlying loan → unsecured loanHomeowners rushed to refinance and prepay their loans at lower interest rates.
loanloan2 verb [transitiveT]FINANCE
especially American EnglishAmE to lend someone something, especially money
loan somebody something/loan something to somebody
The IMF has already loaned the country $11 billion.
(1100-1200) Old Norse lan
loan1 noun →COLLOCATIONS1 →n THESAURUS1loan2 verb
LDOCE Online
Chinese
Corpus
noun
loan verb
⇨ lend loan loan ♦︎ credit ♦︎ mortgage ♦︎ advance ♦︎ overdraft These are all words for money that a person or an organization such as a bank lends sb. 这些词均表示借款、贷款。 PATTERNS AND COLLOCATIONS 句型和搭配 ◆ a loan / credit / a mortgage / an advance / an overdraft from sb / an organization ◆ a mortgage / an advance on sth ◆ a large / huge loan / mortgage / advance / overdraft ◆ (a) low-interest loan / credit / mortgage / overdraft ◆ (a) cheap loan / credit / mortgage ◆ (an) interest-free loan / credit / overdraft ◆ a temporary loan / mortgage / overdraft ◆ (a) bank loan / credit / mortgage / overdraft ◆ to have a loan / a mortgage / an advance / an overdraft ◆ to get a loan / credit / a mortgage / an advance ◆ to obtain / arrange / apply for / refuse sb / deny sb (a) loan / credit / a mortgage ◆ to take out / request / pay off / repay a loan / mortgage ■ loan [countable ] money that an organization such as a bank lends to sb 贷款；借款 ◆ I'm going to have to take out a bank loan (= to borrow money from a bank) to pay for the car.我得要贷款买车了。 ◆ It took three years to repay my student loan (= money lent to a student) .我用了三年时间才还清助学贷款。 ◆ He ran up massive debts borrowing from loan sharks (= people who lend money at very high rates of interest) .他因借高利贷而负债累累。 loan ⇨ lend verb ■ credit ˈkredɪt [uncountable ] an arrangement that you make, for example with a shop, to pay later for sth you buy; money that a bank lends to you 赊购；赊欠；（从银行借的）借款，贷款 ◆ We bought the dishwasher on credit .那台洗碗机是我们赊购来的。 ◆ We offer two months' interest-free credit.我们提供两个月的免息赊购。 ◆ Your credit limit is now £2 000.你的信用额度现在为2 000英镑。 ◆ The bank refused further credit to the company.银行拒绝继续为这家公司提供贷款。 debit ⇨ debt NOTE 辨析 loan is a particular official agreement to borrow an amount of money and pay it back later; credit is a general term for any money that a bank makes available to a customer, when that customer does not already have that amount in their own account. * loan指的是一种正式贷款协议；credit泛指银行为账户资金不足的客户提供的借款。 ■ mortgage ˈmɔːgɪdʒ; NAmE ˈmɔːrgɪdʒ [countable ] a legal agreement by which a bank or similar organization lends you money to buy a house or other property, and you pay the money back over a particular number of years; the sum of money that you borrow 按揭；按揭贷款；抵押贷款 ◆ Do you have a mortage on this house?你这所房子有按揭贷款吗？ ◆ Fortunately we've already paid off our mortgage.幸好我们已还清了抵押贷款。 ◆ Mortgage rates (= of interest) are up again this month.按揭贷款利率本月又上涨了。 ▸ mortgage [transitive ] ◆ He had to mortgage his house to pay his legal costs.他不得不把房子抵押出去来付诉讼费。 ■ advance [countable , usually singular ] money paid for work before it has been done or money paid earlier than expected 预付工资；预付款 ◆ They offered an advance of £5 000 after the signing of the contract.他们在合同签订后预付了5 000英镑。 ◆ She asked for an advance on her salary.她要求预支薪金。 advance ⇨ lend ■ overdraft [countable ] ˈəʊvədrɑːft; NAmE ˈoʊvərdræft the amount of money that you owe to a bank when you have spent more money than is in your bank account; an arrangement that allows you to do this 透支额；透支安排 ◆ She had run up an overdraft of £3 000.她的透支额累计达3 000英镑。 ◆ I had to arrange an overdraft to pay for the car.我不得不通过透支来偿付购车款。 ▸ overdraw [transitive ] (especially BrE ) ◆ Customers who overdraw their accounts will be charged a fee.透支的存户须付费。 ▸ overdrawn ◆ I'm overdrawn by £100.我透支了100英镑。 ◆ Your account is £200 overdrawn.您的账户已透支200英镑。
noun
verb
verb
adjective
loan
Money that you owe: arrears, bad debt, balance...
To lend something to someone: lend, spare, advance...
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