overdraft

Related topics: Banking

o·ver·draft /ˈəʊvədrɑːft $ ˈoʊvərdræft/ noun [countableC] British EnglishBrE

BFBthe amount of money you owe to a bank when you have spent more money than you had in your account 透支額

a £250 overdraft

250英鎊的透支額

Many students have a free overdraft facility (=agreement with their bank to have an overdraft up to a particular limit).

許多學生都能享受免費透支服務。

Examples from the Corpus

overdraft• When he left college, he had a $3000 overdraft.• Imagine now that a customer of an individual bank applies successfully for an overdraft.• As one example, the bank would begin charging interest the day a kibbutz incurred an overdraft.• An overdraft offered more flexibility but higher cost.• They had been given borrowing and overdraft facilities.• I've already got an enormous overdraft.• As a result, the groundwater overdraft, instead of being alleviated, has gotten worse.• I want to go on farming, but I will have to see if my overdraft can take it.• Answer guide: The cash is needed in the business, see overdraft situation, it will need to be left in.• Keep within the limit and you will not pay the penalties that come with unauthorised overdrafts.

overdraft facility• The company had agreed an overdraft facility with the bank that by December 1986 had been raised to £40,000.• Mr. Tucker agreed to allow an overdraft facility of £60,000 for one month.• This has implications for free banking and overdraft facilities.• They had been given borrowing and overdraft facilities.• We also provide interest free overdraft facilities in the first year of study.• You may want a permanent overdraft facility.• As the overdraft facility is used, however, two things begin to happen simultaneously.• When the overdraft facility is fully used, the composition of assets will have changed.

From Longman Business Dictionary

overdrafto·ver·draft /ˈəʊvədrɑːftˈoʊvərdræft/ noun [countableC] especially British EnglishBrE

BANKING an arrangement between a bank and a customer, allowing them to take out more money from their CURRENT ACCOUNT than they had in it, or the amount involved

We can offer current accounts with overdraft facilities.

The authorised overdraft (=one that the bank agreed to give) interest rate is normally cheaper than bank personal loan rates.

You will find that you will be charged more for an unauthorised overdraft.

We often reached our overdraft limit because of cashflow problems.

→ bank overdraft

o·ver·draft noun

Syllable

Corpus

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