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premium

Related topics: Insurance, Business basics, Gas, coal, oil, Motor vehicles
pre·mi·um1 /ˈpriːmiəm/ ●○○ noun  
1  [countableC]BFI the cost of insurance, especially the amount that you pay each year 〔尤指每年缴付的〕保险费
 insurance premiums
保险费
2  [countableC]BBPAY somebody FOR WORK an additional amount of money, above a standard rate or amount 加付款；额外费用
 Consumers are prepared to pay a premium for organically grown vegetables.
消费者愿意多花钱购买有机蔬菜。
 Top quality cigars are being sold at a premium.
优质雪茄售价很高。
3  be at a premium AVAILABLEif something is at a premium, people need it or want it, but there is little of it available or it is difficult to get 奇缺，难以取得
 During the Olympic Games, accommodation will be at a premium.
奥运会期间住宿会很紧张。
space/time is at a premium
 Foldaway furniture is the answer where space is at a premium.
对于空间狭小的地方，折叠式家具能解决问题。
Examples from the Corpus
space/time is at a premium• They are slow and inappropriate, especially if time is at a premium as is most often the case.
4  put/place a premium on something IMPORTANTto consider one quality or type of thing as being much more important than others 高度重视某事
 Modern economies place a premium on educated workers.
现代经济尤其重视受过良好教育的工人。
Examples from the Corpus
put/place a premium on something• Barbara, as usual, seemed to be placing a premium on maintaining her composure.• International book-building puts a premium on intermediaries' experience and ability to sell to 300-odd investing institutions around the world.• Up and down hill fences pose problems for the horse by placing a premium on balance and impulsion.• Modern economies place a premium on educated workers.• In my own garden, I put a premium on fresh greens.
5. [uncountableU] especially American EnglishAmETPGTTC good quality petrol 优质汽油
Examples from the Corpus
premium• Premium costs around $1.35 a gallon.• Yields also were lowered on the noncallable serial bonds due in 2013-2016, which were priced at a premium.• Farmers are being offered a premium for organically grown vegetables.• Risk of unexpected changes in default premium.• For an age that put a high premium on human imagination, this was important.• That being the case, the company had been taking his premiums without assuming any actual risk.• We pay over $1200 in annual car insurance premiums.• Businessure is aimed at businesses with a turnover of up to £1m and generally involving premiums of up to £5,000 perannum.• Neither can they raise premiums if an existing customer takes a test which proves to be positive.• Private motor business remains very competitive but it has been necessary to apply further selective premium increases.• Let the self-correcting nature of automation strain to find the optima which let only the premium through.
sold at a premium• Invariably such products are sold at a premium price quite unjustified by the cost of their components.
premium2 adjectiveadj  
1  of very high quality 优质的
 premium ice cream
优质冰激凌
 the current consumer trend for premium products
当前消费者喜欢购买优质产品的趋向
 premium quality British potatoes
优质英国马铃薯
2  premium price/rate premium prices and rates are higher than usual ones 高价
 People are prepared to pay premium prices for quality products.
人们愿意出高价购买优质产品。
 Calls are charged at the premium rate of 60p per minute.
电话费很高，每分钟60便士。
Examples from the Corpus
premium price/rate• In return for premium service, such retailers charge premium prices.• Insurance companies may collaborate in working out loss probabilities and this leads to uniformity in premium rates.• Most societies offer the cover with differing benefits, premium rates and periods allowed to make claims.• Naturally, it is always our aim to keep our premium rates as competitive as possible.• It operates via the regional electricity companies, which must pay a premium price for renewable energy.• Worse, these disasters coincided with falling premium rates in almost every one of the market's businesses.• Despite the premium rate, Mr Lowman claims that mortgage demand is still high at the moment.• Is he further aware that many industrialists believe that those high premium rates will cost us business and jobs?
Examples from the Corpus
premium• premium-quality wine• The cable company offers both standard and premium services.
premium quality• Could it be that the high prices are justified by premium quality?• The group's core business is premium quality alcoholic beverages.• Gin is produced by the rectification of neutral spirits with premium quality botanicals in traditional copper pot stills.
From Longman Business Dictionary
premiumpre·mi·um1 /ˈpriːmiəm/ noun [countableC]
1INSURANCE a payment that you make for insurance
Some insurance companies offer small sum policies, with monthly or annual premiums.
single premium life insurance policies
Car insurance premiums shot up by almost a quarter.
→ renewal premium
2an additional amount of money, above a standard amount or rate
The company’s earnings will grow by about 25% a year and investors will be willing to pay a premium (=pay more than usual) for that growth.
As long as there is a threat of war in the Middle Eastern oil fields, oil prices will command a premium (=buyers will have to pay more than usual).
→ bond premium → conversion premium → mobility premium → option premium
3at a premium if something is at a premium, there is little of it available or it is difficult to obtain
With parking space at a premium in Japanese cities, the microcar is a popular form of transport.
4at a premium (to something) if one thing is sold at a premium to another, it costs more
Platinum usually trades at a premium to gold.
5put/place a premium on something if you put a premium on something, you consider it to be especially valuable
Employers today put a premium on reasoning skills and willingness to learn.
premiumpremium2 adjectiveadj [only before a noun]MARKETING
premium products, goods etc are of higher quality than usual
Premium brands of beer will grow faster, in line with the trend toward people demanding better quality.
Origin premium1
(1600-1700) Latin praemium “profit, reward”, from emere “to take, buy”
pre·mi·um1 nounpremium2 adjectiveadj
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